Because your monthly payments remain unchanged for the life of your loan, you’ll never have to worry about rising interest rates.
For more details on what all you will need to provide for your mortgage application and the steps to approval, check out our
While closing costs vary from loan to loan, they often end up costing between 3% and 6% of your home sale price.You will also need to obtain homeowner’s insurance for your new home before purchasing.
A lot goes into a mortgage application, including personal information, income verification, a detailed account of your available funds and outstanding debt, and information about the property you are purchasing.Your Mortgage Development Officer will be an invaluable resource throughout filling out, processing, and finalizing your mortgage application.
You can choose to pay part of your mortgage as repayment and the other part as interest only.Get a no obligation decision in principle before you applyRequest a telephone appointment with a branch Mortgage AdviserSpeak to a Mortgage Adviser who can advise you on the right mortgageApplications are subject to status and lending criteria.
Because they are experts in the field, they can help you save time navigating the home search process while answering your questions along the way.
Registered Number 2294747.
Traditional 15-year fixed rate mortgages and 30-year fixed rate mortgages from Santander Bank are a steady, reliable option.
If you’re a first-time home buyer, you’re entering a whole new landscape.