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Error: The New River Valley in Southwest Virginia encompasses Montgomery, Floyd, Giles and Pulaski Counties as well as the city of Radford.
If so, Clearpoint’s homebuyer counseling and education might be right for you.If it sounds like our homebuyer counseling and education might benefit you, watch the video and keep reading below to learn more about how it works.Watch this brief introduction to our homebuyer counseling and education service.Exactly “how it works” will depend on the combination of education and counseling you choose. Of course! about our homebuyer counseling and education.
Take our free homebuyer class to learn all about the homebuying process and prepare for the financial responsibilities of homeownership. Be sure to check with your lender (if applicable) before making your selection, to be sure your choice will meet their criteria.A critical part of the counseling is taking a close look at your current monthly budget. 1. about our homebuyer counseling and education.Yes, our counseling and education qualify for many programs, but it is your responsibility to ensure that your lender or other third-party will accept the certificate you earn from us. You will then run your budget numbers again, using hypothetical figures for once you are a homeowner.
To use this website, you must agree to our Are you thinking about buying a home, but not sure where to start, especially in challenging economic times? VHDA Helps Finance Rental Housing for Disabled Veterans.
So, shouldn’t you be prepared with all the information you need to make it a smooth, stress-free, and financially sustainable process? Online course (meets lender and assistance program requirements for six or eight hour education): $35.
Clearpoint offers counseling over the phone and provides a self-paced online education course called Essentials for Buying Your First Home. For Your Protection: Get a Home Inspection (English) For Your Protection: Get a Home Inspection (Spanish) Ten Important Questions to Ask Your Home Inspector (English) Ten Important Questions to Ask Your Home Inspector (Spanish) VHDA Homebuyer Handbook: The Home Inspection Information on homeownership programs, financial information, FAQs, and contact information.
Having this self-awareness before you begin will allow you to get the most from the program, and ensure that you take away the information and confidence you need moving forward.You will choose between completing education or counseling. We have information that can help! This is a great way to evaluate what you’ve learned, and your goal will be to score 80 percent or higher on the post-test.Whether you successfully complete counseling or the education course, you will receive a certificate of completion that you can pass on to your lender or any other third-party who requires it.Here is a breakdown of fees for our counseling and education:Online course (meets lender and assistance program requirements for six or eight hour education): $35Here are some commonly asked questions (and answers!)
Counseling certificates are provided within 24 business hours.Yes. And it's free, with no obligation.Both in-person and online classes are available, however some loan programs require classroom training. Please call Payments accepted for counseling include debit card, credit card (MasterCard or Visa), or check by phone.
Online Homebuyer Education Certification Course.
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Developed by Virginia Housing, the course teaches the key steps to homebuying.
Figure out how much you can afford Licensed debt management services provider. Questions and Answers from HB-1-3550 Trainings 1 .
If you're buying a house with your spouse or another person who will legally share the financial responsibility for making mortgage payments, then both of you must complete the class prior to loan approval in order to qualify for a Virginia Housing mortgage. All rights reserved. Some Frequently Asked Questions. Toll Free: 877-VHDA-123 Local: 804-782-1986 Virginia Relay In Virginia: 711 Toll Free: 800-828-1140 Virginia Housing Fraud, Waste or Abuse Hotline Phone: 804-915-3146 Email: InternalAudit@vhda.com Website: Reporting Fraud, Waste or Abuse
Talk to one of our housing counselors! To make this website work, we log user data and share it with processors.
However, this is a “soft” pull of your credit and will not affect your credit score or show on any third party credit report requests.Yes, we offer in-person workshops in a select few states.
VHDA-Homebuyer-Handbook.pdf Question: It was mentioned that loan application packagers should conduct pre-qualification reviews. We’ll teach you skills like:Do you want to learn more about the homebuying process before signing the dotted line? Reference: VHDA Origination Guide (Eligibility Requirements; Borrower Eligibility Requirements) Does the borrower have to be a First-Time Homebuyer for purchase Be sure to contact the organization offering the loan program you're interested in to determine the specific homeownership education qualification requirements.